No car accident is complete without an involvement of an insurance adjuster, be it your own insurance company or the other driver’s. Many times, these adjusters are friendly, very concerned about your well-being, and “want” to help you “resolve your claim in the most efficient and timely manner.” They call you several times a week with concerns for your damaged vehicle and great interest in your overall well-being. You begin to rely on their advice and follow their suggestions because they seem considered, friendly, and sympathetic.
But do they really have your best interests in mind?
Insurance companies are in the business of making money, not spending it. The role of an insurance adjuster is to save the most money possible for their company. The more they save, the better they look in front of their supervisors. In other words, the less money they pay to you, the better job they do for their company.
What does this really mean for you?
In reality, one must fully and clearly understand that insurance adjusters are trained to find a way to pay you the least amount of money possible. If they can effectively deny your claim, they would actively pursue that option without any regard or concern for any of the damages sustained by you in the accident. So all that concern and friendly inquiry into your well-being in reality, is a clever way of analyzing the extent of your potential property damages and personal injuries and determining the ways the insurance adjuster can minimize this damage so the payout will be as minimal as possible, if any at all.
Therefore, relying on all that “friendly” advice can do more harm than good. You risk falling into a trap that is set up by the adjuster and potentially deprive yourself of the opportunity to obtain the full and fair recovery that you deserve. Remember, it is the adjuster’s job to save money for the company, NOT to spend money on paying for your expenses and injuries sustained in a car accident.
Be careful dealing with the insurance adjusters on your own. It is always better to obtain an experienced personal injury attorney who is trained to deal with these adjusters or better yet, who used to be on the adjusters’ side and knows what techniques are used to minimize the payout. Do not get caught in an unfair game against an insurance adjuster. Be smart, be cautious, and get the help you need by giving us a call today, so you can obtain the recovery you truly deserve.
DISCLAIMER: This article, and any other article included on this website discussing legal issues in various personal injury and immigration law, IS NOT a legal advice or is intended to be a substitute for a legal advice. If you believe you may have a case, and are in need of a legal advice, please contact our office for a free consultation.